Free Accounts Payable for Small Businesses

Schedule & pay business bills the cash flow savvy way. Debit Cards | Bank Transfers | Credit Cards

No monthly fees. Pay by bank or debit card 100% free.
No charge to payment receivers.
Melio Dashboard

How it works

Add vendor & bill details

Enter details, upload a file or take a photo of an invoice with your phone. Or just integrate QuickBooks to sync.

Pay by card or bank

Schedule payments for whenever is best. Pay by bank transfer or card, even where cards are not accepted.

They get a check or ACH

Choose if your vendor should receive a check or a direct deposit to their bank. Even if they're not Melio users.

Free up cash by paying  with a credit card

Pay vendors with a business credit card even if your vendors and payment receivers don’t accept them. Get rewards and take advantage of up to 45 days of float until your next credit card billing cycle.

Schedule and
manage due dates

No more late payments or tightening cash flow with early payments. Stop setting reminders, and start paying bills right on time - whenever's best for your business.

Perfectly in sync with QuickBooks

Just log in to your Intuit account to connect QuickBooks
to sync your payments and accounting management solutions. Payments and accounting, together at last.

What people say about Melio

“I constantly have suppliers coming by to the business to pick up checks and its tiring, I use Melio and I finally have some quiet in my office, and I can focus on running my restaurant”

Ziva Amiel
Owner New Restart Inc.
“We started using Melio for the credit card, but now we use it to pay all our vendors and we love the simplicity.”

Jeff Segal
Owner Domestique Wine Shop
"I was shocked how easy it is to get started, this is Awesome! I can't believe I used to print and mail out checks, such a waste of time.”

Zack Muskat
Manager, Hu Kitchen
“It’s really good, also because I/we can set days payable, so we can officially have a 30 days payable policy, without me setting calendar reminders.”

Costa Gurevich
Owner Road Runners Team

Pay a better way.
Grab a bill and schedule a payment.